Business Checking

A First Federal business checking account provides the optimal foundation for your businesses banking needs. No matter your industry, our innovative solutions will simplify your life. All accounts include access to a range of digital services, while maintaining the personal touch you expect. We know life can be hectic, and flexibility is key.

Check Rates Compare Accounts

Basic Business

For small businesses who only need the basics.

  • Free access to online and mobile banking

  • Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network.

  • Monitor account activity with email and text alerts

Standard Business

Best for businesses with more banking activity and higher balances.

  • Free access to online and mobile banking

  • Monthly maintenance fee waived for the first 2 months1

  • Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network.

  • Monitor account activity with email and text alerts

Community Checking

Provides basic checking account needs for non-profits and organizations serving our community.

  • No minimum monthly balance

  • No maintenance or transaction fee

  • Free access to online and mobile banking

  • Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network.

  • Monitor account activity with email and text alerts

Compare Business Checking Options

 Features

Basic BusinessStandard BusinessCommunity Checking
Opening Deposit $25.00 $25.00 $25.00
Minimum Monthly Balance $1,500.00 average balance $5,000.00 average balance None
Monthly Maintenance Fee $10.00/month if balance falls below minimum monthly balance $12.00/month if balance falls below minimum monthly balance1 None
Transaction Fee2 First 100 transactions free, then $0.25 each, per statement cycle First 500 transactions free, then $0.25 each, per statement cycle None

Interest

Business Rates

 None None None

1Monthly maintenance fee waived for the first two months
2Transactions include any combination of paid items and deposited items, including paper and electronic

Find a Local Branch

Locations

Business Online Banking

Bring First Federal Online Banking on board as your ultimate business partner. Manage your business finances right from your computer, smartphone, or tablet. Our suite of online banking tools can help your enterprise securely keep accurate records, transfer money, pay bills, and sync with QuickBooks.

Learn More about Business Online Banking