Certificates of Deposit
Short Term Plus
| Term | Interest Rate | Annual Percentage Yield (APY)* | Effective Date |
|---|
| 32 Days - 89 Days |
1.00% |
1.02% |
07/06/2023 |
| 90 Days - 179 Days |
4.11% |
4.25% |
11/21/2024 |
| 180 Days - 364 Days |
4.00% |
4.14% |
11/21/2024 |
*Minimum daily balance to maintain annual percentage yield (APY) is $500.
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Long Term Certificates
| Term | Interest Rate | Annual Percentage Yield (APY)* | Effective Date |
|---|
| 1 Year |
3.96% |
4.10% |
10/11/2024 |
| 1 1/2 Years |
3.40% |
3.51% |
10/11/2024 |
| 2 Years |
3.15% |
3.25% |
10/11/2024 |
| 2 1/2 Years |
3.15% |
3.25% |
06/26/2024 |
| 3 Years |
2.92% |
3.00% |
06/26/2024 |
| 4 Years |
2.68% |
2.75% |
06/26/2024 |
| 5 Years |
2.44% |
2.50% |
06/26/2024 |
*Minimum daily balance to maintain annual percentage yield (APY) is $100.
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Retirement Certificates
| Term | Interest Rate | Annual Percentage Yield (APY)* | Effective Date |
|---|
| 18 Month IRA |
3.63% |
3.75% |
10/11/2024 |
| 2 1/2 Year IRA |
3.15% |
3.25% |
06/26/2024 |
| 5 Year IRA |
2.44% |
2.50% |
06/26/2024 |
*There is no minimum balance required to earn the annual percentage yield (APY).
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IRA Money Market
| Value | Interest Rate | Annual Percentage Yield (APY)* | Effective Date |
|---|
| $5 - $2,499 |
0.10% |
0.10% |
10/26/2022 |
|
$2,500-$9,999
|
0.10% |
0.10% |
10/26/2022 |
|
$10,000-$24,999
|
0.10% |
0.10% |
10/26/2022 |
| $25,000 -$49,999 |
0.15% |
0.15% |
09/14/2022 |
| $50,000 -$99,999 |
0.15% |
0.15% |
09/14/2022 |
| $100,000 -$249,000 |
0.15% |
0.15% |
09/14/2022 |
$250,000 and
Over |
0.15% |
0.15% |
09/14/2022 |
*There is no minimum balance required to earn the annual percentage yield (APY).
Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000 for each depositor. IRAs are separately insured up to $250,000 by the FDIC.
Federal Regulations require a substantial penalty for early withdrawal from certificate accounts.
Rate quotations are subject to change without notice.
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