The Rise of Robocalls and Scam Texts

Robocalls and scam texts have become the Federal Communications Commission's top consumer complaint​​. These automated calls and messages are not just a minor nuisance; they are often the front line of various fraudulent activities aimed at deceiving recipients into parting with their money or personal information.

Understanding the Threat

The danger of these scams lies in their deceptive nature. Scammers have become increasingly sophisticated, using familiar numbers or names to gain trust. They might impersonate government agencies, well-known companies, or even a distressed family member. The goal is simple: to trick you into revealing sensitive information or sending money.

Recognizing Common Tactics

1. Phishing Attempts: These calls or texts may claim a problem with your bank account or credit card, urging you to reveal confidential information.
2. Fake Warnings: Messages might warn of a supposed virus on your computer, asking you to download malware disguised as antivirus software.
3. False Promises: You could receive promises of free vacations, prizes, or other too-good-to-be-true offers, which are often bait for collecting personal data.

Staying Safe

Here are some effective strategies to protect yourself from these scams:

• Don't Respond: If you receive a call or text from an unknown number, it's safest not to respond. Engaging with the scammer only confirms that your number is active.
• Use Call-Blocking Services: Many phone carriers offer services to identify or block potential scam calls.
• Verify Independently: If a call or text claims to be from a legitimate organization, verify the claim by contacting the organization directly through their official contact channels.
• Report Scams: Reporting these incidents to authorities can help combat the spread of such scams.

The Battle Continues

Authorities and technology companies are continually working on measures to reduce the prevalence of robocalls and scam texts. However, the adaptability and cunning of scammers mean that we must remain vigilant and informed.

Robocalls and scam texts are more than just a nuisance; they can seriously threaten personal security. By staying informed, using available tools, and exercising caution, we can protect ourselves from these modern-day digital threats.

Stay aware, stay safe, and remember, if something sounds too good to be true, it probably is. For more detailed information and resources, visit the Federal Communications Commission and Consumer Financial Protection Bureau.

If you have any questions or believe you may have fallen victim to a romance scammer, please reach out to our customer care team directly by calling 503-472-6171, or visit your nearby branch.

November 30, 2023

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