Checking

Online Banking

Business Checking

A First Federal business checking account provides the optimal foundation for your businesses banking needs. No matter your industry, our innovative solutions will simplify your life. All accounts include access to a range of digital services, while maintaining the personal touch you expect. We know life can be hectic, and flexibility is key.

Check Rates Compare Accounts

Basic Business

For small businesses who only need the basics.

Free access to online and mobile banking

Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network.

Monitor account activity with email and text alerts

Standard Business

Best for businesses with more banking activity and higher balances.

Free access to online and mobile banking

Monthly maintenance fee waived for the first 2 months1

Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network.

Monitor account activity with email and text alerts

Analyzed Checking

Designed for businesses with higher transaction activity and larger account balances, our Analyzed Business Checking account allows you to receive earnings credits from your balances to help offset fees.

Save money by only paying for the banking services that you need and use each month.³

Gain visibility with a consolidated, detailed view of your accounts provides more information for better decision making.

Apply an earnings credit to help offset your monthly service charges. Higher balances lead to higher earnings credit rates.³

Community Checking

Provides basic checking account needs for non-profits and organizations serving our community.

No minimum monthly balance

No maintenance or transaction fee

Free access to online and mobile banking

Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network.

Monitor account activity with email and text alerts

IOLTA Checking

An Interest on Lawyers' Trust Account (IOLTA) is a specialized account designed for attorneys and law firms to simplify the accounting and disbursement of client funds.

Interest earned is automatically forwarded to the Oregon Law Foundation to support legal aid programs that provide access to justice for underserved communities.

No service fees

No minimum account opening balance

Free access to online and mobile banking

Compare Business Checking Options

Comparison table of business checking accounts
	Basic Business	Standard Business	Analyzed Checking	Community Checking
Opening Deposit	$25.00	$25.00	$25.00	$25.00
Minimum Monthly Balance	$1,500.00 average balance	$5,000.00 average balance	$10,000.00 average monthly balance	None
Monthly Maintenance Fee	$10.00/month if balance falls below minimum monthly balance	$12.00/month if balance falls below minimum monthly balance¹	$12.00/month if balance falls below minimum monthly average balance	None
Transaction Fee²	First 100 transactions free, then $0.25 each, per statement cycle	First 500 transactions free, then $0.25 each, per statement cycle	First 500 items free, then $0.25 each, per statement cycle	None
Interest Business Rates >	None	None	None³	None

¹Monthly maintenance fee waived for the first two months
²Transactions include any combination of paid items and deposited items, including paper and electronic
³Earnings Credits may be applied to Analyzed Checking Fees

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Business Online Banking

Bring First Federal Online Banking on board as your ultimate business partner. Manage your business finances right from your computer, smartphone, or tablet. Our suite of online banking tools can help your enterprise securely keep accurate records, transfer money, pay bills, and sync with QuickBooks.

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