Retirement Accounts

Investing for retirement requires planning and long-term commitment. Our retirement account options are designed to help you achieve your investment goals.

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Which retirement account is right for you?

Available as either a Traditional or a Roth IRA, our Retirement Accounts help you save for retirement by making regular contributions that match your financial goals.

Traditional IRA

A tax-deferred individual retirement account (IRA) that can help you save long-term for your retirement.

  • Tax-deferred earning. Contributions may be tax deductible; Consult a tax advisor.
  • Spousal contributions accepted
  • Contributions due on April 15th of the next calendar year
  • Interest rate upgrade if older than 59 ½
  • FDIC Insured up to $250,000

Roth IRA

An individual retirement account (IRA) that allows you to withdraw money on a tax-free bases after age 59 ½.

  • Tax-free earnings at retirement. Contributions are made with post-tax dollars. Tax-free distributions. Consult a tax advisor.
  • Spousal contributions accepted
  • Contributions due on April 15 of the next calendar year
  • Interest rate upgrade if older than 59 ½
  • FDIC-Insured up to $250,000

Retirement Calculators

Which is better for me, a Traditional IRA or a Roth IRA?

How much will my Traditional IRA be worth at retirement?

How much will my Roth IRA be worth at retirement?

How much do I need to fund my retirement?

Compare IRA Options

Features 

 18 Month CD 2 ½ Year CD 5 Year CD Money Market IRA
Opening Deposit You decide You decide You decide You decide
Annual Maintenance Fee $15 per IRA plan $15 per IRA plan $15 per IRA plan $15 per IRA plan
Deposits During Term $10 or More No No No Minimum Deposit Required
Annual Contributions Not required Not required Not required Not required

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At First Federal, giving back to our community is a part of us. Stronger and better together, we partner with the residents of Yamhill County to cultivate charitable giving and support to multiple giving programs.

Our community is your community. Give back together with First Federal.

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