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First Federal Savings and Loan
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Personal Deposit Rates

Checking

Comparison table of Checking
Product Interest Rate Annual Percentage Yield (APY)*
Regular Checking 0.01% 0.01%
Digital Checking 0.01% 0.01%
62+ Checking 0.01% 0.01%

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Savings

Comparison table of Savings
Product Interest Rate Annual Percentage Yield (APY)*
Statement Savings 0.020% 0.020%
Christmas Club 0.02% 0.02%
First Time Home Buyer Savings Account 0.15% 0.15%
Health Savings Account 0.05% 0.05%

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Money Market

Daily Money Market

Comparison table of Daily Money Market
Value Interest Rate Annual Percentage Yield (APY)*
$5–$2,499 0.100% 0.100%
$2,500–$9,999 0.10% 0.10%
$10,000–$24,999 0.10% 0.10%
$25,000–$49,999* 0.15% 0.15%
$50,000–$99,999* 0.15% 0.15%
$100,000–$249,999* 0.15% 0.15%
$250,000 and Over* 0.15% 0.15%

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Certificates of Deposit

Short Term Certificates

Comparison table of Short Term Certificates
Term Interest Rate Annual Percentage Yield (APY)*
1 Month 1.00% 1.02%
3 Month 3.87% 4.00%
6 Month 3.73% 3.85%
9 Month 3.63% 3.75%

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Long Term Certificates

Comparison table of Long Term Certificates
Term Interest Rate Annual Percentage Yield (APY)*
1 Year 3.63% 3.75%
1 1/2 Years 3.15% 3.25%
2 Years 3.15% 3.25%
2 1/2 Years 3.15% 3.25%
3 Years 2.68% 2.75%
4 Years 2.68% 2.75%
5 Years 2.44% 2.50%

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Retirement Certificates

Comparison table of Retirement Certificates
Term Interest Rate Annual Percentage Yield (APY)*
18 Month IRA 3.39% 3.50%
2 1/2 Year IRA 3.15% 3.25%
5 Year IRA 2.44% 2.50%

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IRA Money Market

Comparison table of IRA Money Market
Value Interest Rate Annual Percentage Yield (APY)*
$5–$2,499 0.10% 0.10%
$2,500–$9,999 0.10% 0.10%
$10,000–$24,999 0.10% 0.10%
$25,000–$49,999 0.15% 0.15%
$50,000–$99,999 0.15% 0.15%
$100,000–$249,999 0.15% 0.15%
$250,000 and Over 0.15% 0.15%

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