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Checking

Comparison table of Checking
Product Interest Rate Annual Percentage Yield (APY)* Opening Deposit Minimum Daily Balance Service Fees
Regular Checking 0.01% 0.01% $25 $100.00 $10.00/month if balance falls below minimum daily balance
Digital Checking 0.01% 0.01% $25 $0.00 $0.20/check; $5.00/month for paper statements
62+ Checking 0.01% 0.01% $25 $0.00 None

Savings

Comparison table of Savings
Product Interest Rate Annual Percentage Yield (APY)* Opening Deposit Minimum Daily Balance Service Fees
Statement Savings 0.020% 0.020% $25 $100.00 $3.00/month if balance falls below minimum daily balance
Christmas Club 0.02% 0.02% $5 $0.00 None
First Time Home Buyer Savings Account 0.15% 0.15% $25 $0.00 None
Health Savings Account 0.05% 0.05% $0 $0.00 $15.00 annually, charged Dec. 30; $3.00/month for paper statement

Money Market

Daily Money Market

Comparison table of Daily Money Market
Value Interest Rate Annual Percentage Yield (APY)* Opening Deposit Minimum Daily Balance Service Fees
$5–$2,499 0.100% 0.100% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance
$2,500–$9,999 0.10% 0.10% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance
$10,000–$24,999 0.10% 0.10% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance
$25,000–$49,999* 0.15% 0.15% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance
$50,000–$99,999* 0.15% 0.15% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance
$100,000–$249,999* 0.15% 0.15% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance
$250,000 and Over* 0.15% 0.15% $1,000 $1,000.00 $10.00/month if balance falls below minimum daily balance

Certificates of Deposit

Short Term Certificates

Comparison table of Short Term Certificates
Term Interest Rate Annual Percentage Yield (APY)*
1 Month 1.00% 1.02%
3 Month 3.87% 4.00%
6 Month 3.77% 3.90%
9 Month 3.77% 3.90%

Long Term Certificates

Comparison table of Long Term Certificates
Term Interest Rate Annual Percentage Yield (APY)*
1 Year 3.77% 3.90%
1 1/2 Years 2.92% 3.00%
2 Years 2.68% 2.75%
2 1/2 Years 2.68% 2.75%
3 Years 2.44% 2.50%
4 Years 2.44% 2.50%
5 Years 2.44% 2.50%

Retirement Accounts

Retirement Certificates

Comparison table of Retirement Certificates
Term Interest Rate Annual Percentage Yield (APY)*
18 Month IRA 3.87% 4.00%
2 1/2 Year IRA 3.15% 3.25%
5 Year IRA 2.44% 2.50%

IRA Money Market

Comparison table of IRA Money Market
Value Interest Rate Annual Percentage Yield (APY)*
$5–$2,499 0.10% 0.10%
$2,500–$9,999 0.10% 0.10%
$10,000–$24,999 0.10% 0.10%
$25,000–$49,999 0.15% 0.15%
$50,000–$99,999 0.15% 0.15%
$100,000–$249,999 0.15% 0.15%
$250,000 and Over 0.15% 0.15%
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