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Stay Scam Smart

Fake PayPal Alerts: What to Do Before You Click

PayPal has made online shopping and peer-to-peer payments convenient but scammers have turned that trust into an opportunity. Fraudulent PayPal messages are one of the most common phishing scams today.

How the Scam Works

You receive an email claiming you’ve made a large purchase, opened a new account, or need to confirm your identity. It looks official and it may even include PayPal’s logo, a transaction ID, or what looks like a legitimate invoice. But the “resolve” or “log in” button leads to a fake website designed to steal your credentials.

Sometimes, scammers use PayPal’s real system to send fake invoices. Clicking “Dispute” on those can lead you to contact information controlled by the scammer.

How to Spot a Fake

Scammers often use slightly off email addresses, like “service@paypa1.com.” Messages may be poorly written or use generic greetings. Legitimate PayPal communications will never ask you to share sensitive information through a link or over the phone.

What to Do

Go directly to paypal.com (not through any link) and check your recent transactions. If you didn’t make the charge, report it within your PayPal account. 

Enabling two-step verification on your PayPal account adds an extra layer of protection, making it harder for scammers to access even if they have your password.

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