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No one wants to think about being tricked by someone pretending to be a loved one, but that’s exactly what happens in grandparent scams. Fraudsters use fear and affection to convince older adults to send money quickly, often leaving emotional and financial damage behind.
A caller says, “Grandma, it’s me - I’m in trouble.” They may claim to have been in an accident, arrested, or stranded abroad. They plead for money and beg you not to tell anyone, “Please don’t tell Mom or Dad.” Sometimes another voice joins in, pretending to be a police officer or attorney to make the story sound real.
The urgency and emotional manipulation are intentional. Scammers know that caring grandparents will act fast to help.
If you get a call like this, hang up and call your loved one directly. Even if you’re unsure, take a moment to verify. Ask personal questions only they would know the answer to.
Never send money, gift cards, or wire transfers based on a phone call. And if you suspect a scam, report it to local law enforcement or the FTC.
These scams thrive on panic, but taking a breath and checking the facts can stop them cold.
